body {
	background-image: url(images/bac.jpg);
	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	text-align: justify;
	}
	
.white_large {
	font-size: 18px;
	color: #FFFFFF;
	font-family: Arial, Helvetica, sans-serif;
}
h1 {
	font-size: 21px;
	font-style: normal;
	font-weight: bold;
	color: #00196E;
}
.textlinespacing22 {
	line-height: 22px;
}

.textspacing18 {
	line-height: 18px;
}
h2 {
	font-size: 16px;
	font-weight: bold;
	color: #780705;
}

.headingred {
	font-size: 14px;
	font-weight: bold;
	color: #CC0000;
}
.heading18 {
	font-size: 18px;
	color: #000099;
}
.heading14 {
	font-size: 14px;
	font-weight: bold;
}
.text13 {
	font-size: 13px;
	text-align: left;
}